Terms of Service

These Terms of Service (the “Terms”) govern your access to and use of the Salary Chaos mobile application, website, and related services (the “Service”) provided by Salary Chaos LLC(“Salary Chaos,” “we,” “us,” or “our”). By creating an account or using the Service, you agree to these Terms.

1. Eligibility

• You must be at least 17 years old to create an account.
• You must not be barred from using the Service under the laws of your jurisdiction.
• You may only create one account. We reserve the right to terminate duplicate accounts.
• You agree to provide accurate registration information and keep it updated.

2. The Service

Salary Chaos is a free-to-play fantasy football platform. We do not offer cash prizes. We do not offer real-money contests. Premium features are available through Apple In-App Purchase. The Service is currently available only on iOS in the United States.

3. Your Account

• You are responsible for keeping your login credentials secure.
• You are responsible for everything that happens under your account.
• Notify us at [email protected] immediately if your account is compromised.
• We may suspend or terminate your account if you violate these Terms.
• You may delete your account at any time via Settings → Delete Account in the app, or by visiting salarychaos.com/account/delete.

4. Fantasy Contests — Game of Skill

Fantasy contests on Salary Chaos are games of skill that reward player knowledge, lineup construction, and in-season management. Outcomes are determined by accumulated statistical performance of real-world athletes, not by chance. No purchase is necessary to play. We do not award cash prizes.

You may not use bots, scripts, automated tools, or any third-party software to play. You may not collude with other players. You may not exploit bugs to gain an unfair advantage. Violations result in account termination and forfeiture of any premium subscription without refund.

5. Premium Subscriptions and In-App Purchases

• Premium features are purchased through Apple In-App Purchase. All payment is handled by Apple under Apple's payment terms.
• Subscriptions auto-renew unless you cancel at least 24 hours before the end of the current period. Manage and cancel in iOS Settings → Apple ID → Subscriptions.
• Refunds are governed by Apple's refund policy. Request refunds at reportaproblem.apple.com.
• Prices are listed in the iOS App Store at the time of purchase. We may change prices for future billing periods on 30 days' notice.
• Premium subscriptions are tied to your Salary Chaos account. If you delete your account, you forfeit any unused subscription time.

6. User Content

You may post content inside the Service — team names, league names, league chat, custom rules. You represent that you own or have the right to share anything you post.

You agree NOT to post content that:

• Is harassing, threatening, hateful, or discriminatory.
• Is obscene, pornographic, or sexually explicit.
• Infringes anyone's intellectual property or privacy.
• Promotes illegal activity.
• Contains spam, malware, or phishing links.
• Impersonates another person or entity.

You grant us a worldwide, non-exclusive, royalty-free license to host, display, and distribute your User Content as needed to operate the Service. This license ends when you delete the content or your account, except for content already shared with other users (which remains visible to them) and backup copies retained for legal compliance.

We may remove any content that violates these Terms. We use both automated tools and human review. Apple iOS Guideline 1.2 requires us to take action on objectionable content within 24 hours — report violations to [email protected] with the subject “Report Content.”

7. Intellectual Property

The Service, including all software, design, logos, text, graphics, and branding, is owned by Salary Chaos LLC and our licensors and is protected by U.S. and international copyright, trademark, and other laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for personal, non-commercial use only.

Player names, team names, and league names referenced in the Service belong to their respective owners. The NFL, individual NFL teams, the NFLPA, and individual players do not sponsor, endorse, or have any affiliation with Salary Chaos.

8. Third-Party Services

The Service uses third-party services including Apple, Google, Supabase, Vercel, and Amazon Web Services. Your use of those services is governed by their own terms. We are not responsible for third-party services.

9. Push Notifications and Email

If you opt in, we may send you push notifications (injury alerts, lineup locks, league activity) and emails (transactional + marketing). You can disable push in iOS Settings or in-app, and unsubscribe from marketing emails using the link in every email. Transactional emails (receipts, password reset, security alerts) are sent regardless of marketing preferences.

10. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

Statistical data, player projections, and rankings shown in the Service are provided for entertainment purposes only. We do not guarantee accuracy or completeness.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL SALARY CHAOS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow these limitations, so they may not apply to you.

12. Indemnification

You agree to indemnify, defend, and hold harmless Salary Chaos LLC from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third party's rights.

13. Termination

We may suspend or terminate your account at any time, with or without notice, if we believe you have violated these Terms or if required by law. You may terminate your account at any time by deleting it. Upon termination, your right to use the Service ends immediately. Sections that by their nature should survive (intellectual property, disclaimers, limitation of liability, indemnification, arbitration) will survive.

14. Arbitration and Class Action Waiver

Informal resolution first. Before filing a claim, you agree to email [email protected] with the subject “Dispute” and a description of your claim. We will try to resolve it within 60 days.

Binding arbitration. Any dispute that is not resolved informally will be resolved through binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration will take place in Delaware or, at your election, the U.S. county where you live. Either party may bring claims in small-claims court instead.

Class action waiver. You agree to bring claims only on an individual basis. You waive any right to participate in a class action, class arbitration, or representative action.

Opt-out. You may opt out of this Section 14 by emailing [email protected] with the subject “Arbitration Opt-Out” within 30 days of first accepting these Terms. Opting out does not affect any other provision.

15. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of laws principles. For any claim not subject to arbitration, you agree to the exclusive jurisdiction of state and federal courts located in Delaware.

16. Apple-Specific Terms

If you accessed the Service through the iOS App Store, the following also applies:

• These Terms are between you and Salary Chaos LLC, not Apple. Apple is not responsible for the Service.
• The license granted to you is non-transferable and limited to use on Apple-branded devices that you own or control.
• Apple has no obligation to provide maintenance or support for the Service.
• If the Service fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any). Beyond that, Apple has no warranty obligation.
• Apple is not responsible for addressing any claims by you or any third party relating to the Service.
• You represent that you are not located in a U.S. embargoed country and are not on any U.S. government list of prohibited or restricted parties.
• Apple and Apple's subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.

17. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will notify you by email or in-app notice at least 14 days before the changes take effect. Continued use of the Service after the effective date means you accept the updated Terms.

18. Miscellaneous

• Entire agreement. These Terms and our Privacy Policy are the entire agreement between you and us.
• Severability. If any provision is unenforceable, the rest remain in effect.
• No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
• Assignment. You may not assign these Terms. We may assign them to an affiliate or in connection with a merger, acquisition, or sale of assets.

19. Contact

Questions about these Terms? Email [email protected].

This document is intended to be plain-English and complete. It is not a substitute for legal advice. Please consult an attorney to confirm it fits your specific business before relying on it for App Store submission.